Safety Strategies for Shopping Online
Safety Strategies for Shopping Online
Blog Article
Credit card fraud appears to be everywhere and criminals love using online shopping internet to steal credit card data due to the privacy it provides. Many consumers think the only way to protect themselves is to avoid shopping online all together. While this is a method to prevent credit card details from being stolen, it also means it is impossible to shop online again. The online marketplace for products and services is growing at a a rapid pace because consumers are aware that they can easily find the best prices when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. Sure, you won't be a victim in a terrorist plot that involved planes, but this also means that one has to endure the hassle of being unable to fly during travel. Like anything else in life, the key is not to avoid the issue however, it is to be aware of the issue and adopt an effective strategy to reduce the chance of becoming a victim of fraudulent credit card transactions when you shop on the internet.
In the beginning, let's discuss ways to prevent fraud with credit cards is already happening. There's no need to be in a panic. If the cardholder is notified that his or her credit card information has been compromised, the credit card company won't make the cardholder responsible for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data was stolen. Credit card companies will shut down the card for further use and issue a replacement card in about a week or two However, this is something that most people prefer not to deal with If they could.
The next step is to utilize the Secure Browsing Tool to check if a website is safe to browse, assuming one trusts Google naturally. The tool will tell you if a website is suspect or not, at the time that Google has last examined it, and if the site has done anything suspicious before, Amazon gutschein and report when it's linked to sites that are suspicious, even when the website itself isn't doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address, Google's tool will bring an easy half-page report on whether the website that you are looking at is secure or not.
Another layer of protection one can use when purchasing online is to use reputable third party payment methods. Nearly everyone has had the pleasure of using PayPal. They are probably the most widely used 3rd party payment method around the world. They permit users to make payment for goods and services through them. This means, for instance, that if a buyer purchases a product the item, she isn't directly paying the website that she is shopping on. The amount is due to PayPal after which PayPal reimburses the merchant, this means that the retailer is not able to see her credit card number and her credit card information was never transmitted over the internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. As long, as a 3rd party payment method was used credit card data was not transferred, meaning that the data isn't floating across the internet on every website where a purchase is made. Other payment methods that are third party like PayPal include, Google Wallet and Amazon Payments.
Armed with this information, shoppers online can now be sure that the websites they browse are secure to shop on, and also be sure to not enter sensitive information when purchasing. There is no reason to miss out on all the amazing deals available when shopping online, if you are worried about the theft of credit card details.